We Enable Your Team With A Forward-looking Approach To The Evolving Credit Risk Environment
In-depth portfolio analysis
Evaluation of “at-risk” clients using data-driven triage to differentiate between borrowers: Those that are likely to grow, those facing temporary liquidity or business model challenges, and those that are structurally impaired
Portfolio stress tests using assumptions tailored to local market conditions
Analysis of earnings, capital and liquidity impact of various loss mitigation strategies
Review underwriting standards
Introduction of qualitative credit analysis focused on business model vulnerability to supplement quantitative credit models
Development of underwriting and tracking protocols to understand dependencies and events that could “kill a business” as well as assessment of the borrower’s resiliency and risk management programs
Address the future of PPP borrowers and those with payment deferrals
How to meet regulatory requirements, track borrowers’ recovery, and develop pre-collection strategies for struggling companies
