Team

AT ENDURANCE ADVISORY PARTNERS, OUR MISSION IS TO HELP EACH CLIENT POSITION THEIR BUSINESS FOR LONG RUN SUCCESS. WE EMPOWER OUR CLIENTS TO OVERCOME CHALLENGES, GROW AND DIGITALLY EVOLVE AT A LEVEL OF INNOVATION THAT MATCHES THEIR UNIQUE BUSINESS MODEL, WHILE MEETING RAPIDLY EVOLVING CUSTOMER EXPECTATIONS.


Endurance Leadership


Stephen Curry

Chief Executive Officer

Mr. Curry has been providing advisory services to management teams and boards of national and regional banks, financial services companies, start-ups and private investor groups for over 30 years. He has successfully guided these firms through acquisitions and divestitures, merger integrations, digital transformations, operational restructurings, implemented growth strategies and resolved complex regulatory issues. He has served on the boards of financial services, technology and fintech companies. Prior to Endurance, Stephen was Chairman & CEO at Gateway First Bank, where he led the transformation of a Gateway Mortgage into a full-service bank, and CEO of a FinTech. His previous leadership roles include COO level, Business Development and Strategic Planning executive roles in Corporate & Investment Banking and Wealth Management at Bank of America, and other operating and financial management roles at predecessors NationsBank and NCNB. He has been involved in over 160 bank mergers, acquisitions and divestitures of all sizes, and maintains a sizeable national network of leading bankers, attorneys, auditors, consultants, investors and technology companies. Stephen began his career in Dallas, Texas at Republic Bank in 1986.


TECHNOLOGY/DIGITAL BANKING/CYBERSECURITY


David White

Managing Director/Information Technology

Mr. White has over 30 years of experience in Technology, with a specialization in Application Development, Cybersecurity, Infrastructure, Data Centers and Cloud Systems. He advises regional and community banks on technology strategies, evolving FinTech solutions, cybersecurity and operational enhancements. David began his career in Dallas with InterFirst and spent the next 20 years leading technology acquisition integration for the consolidation of banks that ultimately became Bank of America. David’s efforts in the development and implementation of global data center consolidation strategies, and deployment of state-of-the-art systems management and cybersecurity, and IT governance were a critical component of the banks competitive advantage. He held leadership roles in operations, technology, customer information systems, lending systems, banking center, credit card, call center and e-Commerce systems. David’s led technology and operational Integration of over 120 banks and financial institutions, and managed technology assessments and projects at regional and community banks, mortgage companies, fintechs, core system processors, card processors and security platforms.


Commercial Real Estate ADVISORY


Steve Everbach

Managing Director/Commercial Real Estate

Mr. Everbach has held leadership positions for several global commercial real estate companies throughout his career and has completed over 8 million square feet of transactions representing an aggregate value over $2 billion. As part of leadership teams over the past decade, he has led strategic initiatives in technology and innovation to provide data-driven insights for clients to help them make the best decisions for their business. Prior positions include President - Central Region for Colliers International, and DFW Market Leader and U.S. Agency Leasing Lead for Cushman & Wakefield. Mr. Everbach concentrates on advising financial institutions, investors and occupiers on strategic positioning, valuations, capital raising and funding, turnarounds, and investment strategies that consistently delivered superior returns to banks, occupier and investor clients. Stephen also leads a Commercial Real Estate investment fund.


COMMERCIAL & CONSUMER BANKING/CREDIT RISK & WORKOUTS


Peter Brown

Managing Director/Credit Risk

Mr. Brown is a credit risk management executive with an accomplished credit risk management and turnaround/workout career. Mr. Brown oversaw governance and strategy programs for risk management and compliance, including relationships with key regulators and supervisory institutions nationwide in credit underwriting, portfolio management, enterprise risk management, loan administration, workout and turnaround, collection/recovery call centers, OREO administration, and asset/note sales. Mr. Brown was responsible for managing classified loan portfolios and devising innovative initiatives that have maximized over $100 million in economic value while remediating and disposing of over $1 billion in classified assets and loans in executive positions with Cadence Bank, Southwest Securities, FSB, Capital One N.A., and Hibernia National Bank.


Treasury & Payments


KATHLEEN GOWIN, PHD

Managing Director/Treasury & Payments

Dr. Gowin brings more than 30 years of Treasury and Payments experience with financial institutions to Endurance Advisory Partners. Recent engagements include creation of Treasury Management business at a regional bank, interim Treasury Management Executive at a newly-chartered bank and interim President & CEO of BAFT, an international banking association, in Washington DC. Prior experience includes Global Managing Director -- Financial Institutions Treasury Group (FIG) at Bank of America, covering banks, broker/dealers, insurance companies and mortgage companies. She led her division through the financial collapse of 2008-2010 and sustained no losses. Kathleen has published several articles and is a frequent speaker at local and national conferences and webinars. She earned an MBA at the University of Illinois-Springfield and a Doctorate of Business Administration at Jacksonville University.


RISK MANAGEMENT AND DATA SCIENCE


PRAFUL MAINKER

Managing Director/Risk Management & Data Science

Mr. Mainker is a globally experienced leader in Risk Management, Operations, Data Science, and Technology. An early proponent of Digital Transformation, Praful enhanced compliance operations for Home Lending, Card and Digital businesses at JPMorgan Chase by leveraging Artificial Intelligence, Automation and Visual Analytics techniques resulting in identification of several critical operational opportunities for improvement. As Sr. Director of Regulatory Risk Management, he transformed AML, Fraud and BSA programs to resolve a Deferred Prosecution Agreement (DPA) with the Department of Justice. While SVP, Operational Risk Management at Citigroup (Mortgage), Praful shepherded the vast organization through the Mortgage Consent Order (MCO) issued by the Office of the US Comptroller of Currency (OCC) and the US Federal Reserve Board (FRB). While at Capital One Financial Services, Praful led the merger of Mortgage Operations acquired from Chevy Chase, Hibernia and North Fork Banks. Praful also strengthened Auto Finance business by implementing significant technology infrastructure upgrades, as well as establishing a new Auto Buying Program.


ENTERPRISE RISK & REGULATORY COMPLIANCE


LARRY GORDON

Managing Director/Risk Management

Mr. Gordon is a senior risk professional who has designed and implemented industry-leading processes and tools that have transformed the identification and mitigation of risk along with improvement of organizational business processes and culture change. He has worked in senior executive roles within the financial services industry for more than 25 years across the three lines of defense: Customer facing; Compliance; and Independent Review. Key areas of expertise include strategic risk projects, establishment of credit review and underwriting programs for credit, portfolio management, OFAC (sanctions) compliance, BSA/AML, risk assessments, due diligence and merger and acquisition reviews. Larry is a Certified Anti-Money-Laundering Specialist. He also has deep expertise in continuous improvement and Six Sigma. His underwriting experience spans a variety of industries including financial services, manufacturing, distribution, healthcare, retail, business and consumer services, including operating companies with international supply chains and global customer bases. Larry has an MBA from the University of Rochester and BBA from University of Texas.


Finance, Operations & Mortgage Accounting


Dan Ward

Managing Director/Finance and Operations

Mr. Ward is a Consultant with deep content knowledge in program management across all banking and investment businesses. He is a leader in the FinTech community with strong understanding of Operations Management and Intellectual Automation, and highly effective at building consensus and leading change through to successful results. Dan has experience in merger integrations and business transformations and has served as senior change initiative lead managing people, process and IT/digital changes. He also has deep expertise in management accounting, risk and finance, with mortgage product knowledge to implement business strategy and risk control framework. He is a six-sigma master black belt.


JONATHAN PENNINGTON

Managing Director/Financial Accounting

Mr. Pennington is the former Controller and Chief Accounting Officer at BBVA/Compass. While with BBVA/Compass from 2001-2021, he was responsible for leading, managing, planning and coordinating all aspects of the accounting, internal controls and accounting operations function for a large diversified financial services company. After leaving BBVA Jonathan served as CFO for a Texas based FinTech.


JOHN FULTS

Director/Process, Product and Operations

Mr. Fults is a Process, Product, Data and Technology Consultant. He specializes in software selection, product management, process design, and data science. John develops road maps for solution features, priorities, and timelines, and designs improved processes and workflows. He has 20+ years of experience in Banking, Mortgage and Settlement Services. He is a six-sigma black belt and has a Bachelor of Science in Accounting from the University of Tennessee.


Digital Marketing


JP Dubois

Digital Marketing Director

JP Dubois has been a digital strategist, marketer, and creative director for large agencies, Fortune 500 companies, small businesses, and startups for almost 20 years. He has successfully guided clients and teams through integrated digital marketing engagements that include, social media, search marketing, search engine optimization, branding, web design and development, email marketing, content creation, analytics, and digital business consulting. Prior to Endurance, JP has held many marketing positions at large national agencies, such as Director of Integrated Marketing and User Experience, and Creative Director. JP is also an Entrepreneur and founder of Flyover Digital Marketing that was created in 2008. Clients have included: Quiktrip, Campbell’s Soup, FedEx, Hyatt Hotels, Thrifty Car Rental, Core Ventures Group, The Outdoor Channel, Amazon/Ourhouse.com, Mabrey Bank, Bank of Internet, University of Tulsa, Osage Nation, New Jersey Sports Authority, and Scripps Howard Broadcasting.


Ashley Slater

Digital Marketing and Content Specialist

Ashley Slater is a digital strategist, Search Engine Marketing, Search Engine Optimization (SEO), Social Media and Content Specialist with years of experience working at digital marketing agencies, and as an entrepreneur and co-owner of Flyover Digital Marketing. She has extensive experience in running successful search and social media campaigns, developing search optimized content for both B2B and B2C clients, analyzing and developing marketing strategies based on website and marketing analytics, and has run a successful search marketing department at a branding agency. She is also well versed in copywriting, editing, and proofreading a wide range of marketing materials. She has a BA, magna cum laude, from the University of Tulsa in English and Communications. Some of her past clients include Mabrey Bank, Omni Air Transport, AIMT (American Institute of Medical Technology), Bridges Equipment, UTEX Industries, Van Bortel Aircraft Inc., and Amelia’s Wood Fired Cuisine.