STORIES OF IMPACT

STORIES OF IMPACT


NEWSLETTERS

  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #31

    December 22, 2023 - BANKADELIC: THE COLORFUL SIDE OF FINANCE TODAY - The marketing team at the popular Bankadelic podcast rolled out their final edition of 2023 featuring our leader, Stephen Curry. Read More

  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #30

    December 21, 2023 - IMPORTANT CONSIDERATIONS FOR BANKS WITH HIGH CRE EXPOSURE BY STEPHEN CURRY AND JASON PUMPELLY - Monday, the FDIC issued a new FIL directive targeting institutions with high CRE concentrations. Read More

  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #29

    December 1, 2023 - THE CRE STORM: PROACTIVE MEASURES AMIDST THE GROWING CRISIS BY STEVE EVERBACH, JOE SIEGEL, AND STEVEN PATRICK - Rising interest rates and the structural shift towards remote work are significantly impacting commercial real estate. While delinquencies, distress, and fire sales haven't been common to date, this may soon change. Read More

  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #28

    October 13, 2023 - UNDERWRITE THIRD PARTY RISK MORE CAREFULLY THAN CREDIT RISK BY STEPHEN CURRY - As the financial landscape continues to transform with the increasing involvement of non-bank financial institutions, it is imperative that banks recognize and manage the significant risks associated with these partnerships, and treat them with a higher level of diligence and scrutiny then they apply to credit risk management. Read More

  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #27

    October 6, 2023 - MODEL RISK MANAGEMENT BY PRAFUL MAINKER - The banking landscape has become significantly more intricate in the last decade, with an increased reliance on data, analytics, automation, processing vast amounts of information for customer acquisition, and dependence on third-party providers. This proliferation and diversity of data and analytics underscore the critical need for a robust MRM program within banks. Read More

  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #26

    September 15, 2023 - A PERSONAL PERSPECTIVE BY STEPHEN CURRY - From our perch on the 48th floor of 9 West 57th, we had a sweeping view of Central Park on one side of the building and a clear view of the twin towers about 4 miles to the south. As I was settling in that day, my assistant came running in, exclaiming that there had been a plane crash. Read More

  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #25

    September 8, 2023 - LIQUIDITY – HOW MUCH IS ENOUGH? BY STEPHEN CURRY - This article explores the dynamic world of bank liquidity and the key ratios that regulators and financial institutions closely monitor to ensure sound financial management...while there's no universal formula for determining the right level of liquidity for banks, these guidelines are crucial for managing liquidity effectively. Read More

  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #24

    September 1, 2023 - DATA DRIVEN RISK MANAGEMENT IS CRITICAL TO SURVIVE AND THRIVE BY PRAFUL MAINKER - The Financial Services industry's increasing intricacy, combined with recent adverse events, has heightened regulatory scrutiny on banks... The success of risk and compliance depends on an effective Data Management Program, securing not just their success but the stability of the entire banking ecosystem. Read More

  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #23

    August 25, 2023 - NEW PROPOSED CAPITAL RULE BY STEVEN PATRICK - The long-awaited new proposed capital rule has finally arrived, spanning well over a thousand pages and addressing precisely the anticipated points. This development has been long in the making, and many might express a collective "finally" in response. Read More

  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #22

    August 18, 2023 - LIQUIDITY RISK MANAGEMENT - THE MOST CRITICAL CHALLENGE FOR BANKING IN 2023 BY STEPHEN CURRY - 2023 has proven to be a challenging year for financial institutions. Since early 2022, the Federal Reserve contracted the money supply through open market activities. Read More

  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #21

    August 14, 2023 - IMPLEMENTING ENTERPRISE RISK MANAGEMENT - A GUIDE TO THE "WHY" AND "HOW" - At its heart, Enterprise Risk Management (ERM) is a comprehensive and strategic approach to identifying, assessing, and managing risks across an organization. Read More

  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #20

    IS IT TIME FOR A RETAIL BANKING REVOLUTION? - True innovation for retail banking comes from building a digital bank that isn’t burdened by legacy products or made up of an amalgamation of fintech patch solutions acquired over the years.

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  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #19

    Another week of uneven economic growth, rising inflation fears but lower bond yields and stock markets at all-time highs, markets look like they’ve topped out.

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  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #18

    FINANCE - GLOBAL MONEY DISPATCH - FRB increase in Reverse Repo Rate June 16th is beginning to suck liquidity out of banks.

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  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #17

    MERGERS - HOUSTON BASED CORNERSTONE HOME LENDING TO ACQUIRE TEXAS BANK - The second mortgage company to buy a bank in the last five years, the combined firm would have around $2 billion in assets and more than $300 million in equity capital.

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  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #16

    STEVEN PATRICK PROVIDES INSIGHT ON HIGH RETURN OPPORTUNITIES - WHITE PAPER - Every bank is looking for opportunities to increase yield without taking on more risk.

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  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #15

    Economy - WARREN BUFFETT SEES ‘SIGNIFICANT’ INFLATION AMID ‘RED HOT’ US RECOVERY - FINANCIAL TIMES - Notable Buffett & Munger comments include “We’re seeing very substantial inflation.

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  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #14

    Economy - US IMPORTS FACE EXTREME DELAYS AND SHORTGAGES; SHIPPING ‘TSUNAMI’ - FREIGHTWAVES - US importers face even more extreme delays ahead as container capacity maxes out and backlogs continue at ports.

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  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #13

    Financial Services Technology - STEPHEN CURRY ON WHY “FINANCIAL INSTITUTIONS MUST EMBRACE DIGITAL” | JOURNAL RECORD - The term “digital banking” has been in flux for at least 30 years as technology has evolved, but its essence is enabling your customers to seamlessly access financial services across devices. This includes a broad array of interactions in addition to mobile and online banking.

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  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #12

    Regulatory Developments - CANNABIS BANKING ACT PASSED BY HOUSE: STATUS, KEY MODIFICATIONS, AND PROSPECTS - “SAFE Banking Act of 2021” has cleared the House… Both the House and Senate bills contain important modifications from the original legislation in the prior Congress, including changes to the protections related to hemp businesses and the definition of “financial services”.

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  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #11

    Featured Insights - THE ROLE OF PREDICTIVE KYC IN FIGHTING MONEY LAUNDERING - Two of our experts, Larry Gordon and Dr. Kathleen Gowin, offer discussion about leveraging both technical and non-technical solutions to improve customer KYC processes in a video interview with Bank Info Security.

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  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #10

    Featured Regulatory Developments - MANY OF OUR CLIENTS REQUESTED INFORMATION ON RECENT DIRECTIVES ON MORTGAGE REFINANCING AND EXAMINATION PRIORITIES THIS YEAR, SO WE ARE SHARING LINKS TO THOSE AS WELL AS THE LIBOR ASSESSMENT AND DIVERSITY ASSESSMENT WORKSHEETS THAT ARE GAINING ATTENTION…

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  • This Week at Endurance Newsletter

    This Week at Endurance Newsletter #9

    Featured Insights - PLANNING AND IMPLEMENTING DIGITAL SOLUTIONS - THE ABA EXPERIENCE PODCAST - Stephen Curry discusses the keys to a successful digital implementation with the American Bankers Association.

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