I delved into AI this year, eager to learn how it is being utilized in financial services. Through engaging discussions, insightful forums, and practical experiences, I have observed AI's profound impact on many aspects of our industry. This article captures what I have learned and explores the challenges that accompany its successful integration.

As AI tools get increasingly sophisticated at assessing markets, modeling financials and sourcing new customers, the value of the human venture investor—especially the junior analyst and principal—is rapidly diminishing.

Generative artificial intelligence (gen AI) and agentic AI present a paradigm shift in how banks can approach payment routing and related processes...Banks that embed gen AI and agentic AI into their core operations will unlock innovative growth engines and remain competitive in an evolving landscape.

Currently, the U.S. dollar network is peerless. Yet, the technology on which the global dollar network operates is quickly approaching obsolescence.

As global trade reels from ongoing disruptions, businesses and institutions are being forced to reimagine how value moves across borders.

The Federal Deposit Insurance Corporation (FDIC) reportedly has begun more closely tracking FinTechs that partner with banks, aiming to spot potential problems before they affect the banks.

Despite shifts at the CFPB and potential rollback of key enforcement actions, there’s a risk that regulatory fragmentation could increase compliance burden on banks and FinTechs...One year post-Synapse bankruptcy, we may not have learned as much as we should have or needed to.

The 67 rescinded items include guidance regarding fair lending, overdraft fees, buy now, pay later firms, earned wage access programs and more, in alignment with an internal memo Chief Legal Officer Mark Paoletta sent last month.

The Senate voted to overturn a September 2024 rule from the Office of the Comptroller of the Currency that would end expedited merger reviews. The OCC rule itself is a rollback of a 1996 policy that deems bank deals as approved on the 15th day after the end of a comment period unless the regulator removes the filing from expedited processing.

In recent speeches, Bowman has advocated for “regulatory tailoring,” a shift from the movement after Silicon Valley Bank’s failure where “we saw a wide range of regulatory proposals. These have included substantial increases in bank capital requirements and pushing down global systemically important bank and large bank requirements to much smaller firms.”

Some are sounding alarm bells. Former Treasury Secretary Lawrence Summers said there is now a one in two chance of a recession this year. Others are even more pessimistic.

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FDIC data shows that the banking sector is currently holding almost $500 billion in unrealized losses on investment securities.

While there may be a Fed Put, the stock market historically does much better when bond investors, rather than the Fed, control yields.

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A number of large banks are likely interested in once again pursuing transactions, and this could happen if the regulatory environment shifts as expected, according to Piper Sandler Companies’ Bill Burgess.

Nine US bank deals totaling $2.92 billion were announced in April, marking the highest monthly total by aggregate deal value since December 2021, according to S&P Global Market Intelligence data.

Cadence Bank has announced the signing of a merger agreement with Industry Bancshares, Inc., the bank holding company for Citizens State Bank and several other banks.

In this episode of Travillian Next, hosted by Michael Perito, Head of Bank Strategy at Travillian, Chuck [Williams] shares how Northpointe Bank pulled off the largest bank IPO in nearly eight years, navigated pandemic-era uncertainty, and continues to grow by staying true to client relationships and a tech-forward approach.

Technology is one of the most powerful levers for financial institutions to build competitive advantage...Yet, while banks are making ambitious investments in tech, they frequently miss out on capturing potential opportunities. So, what’s stopping them?

Nearly all banks — 99% — report pressure to adopt instant payments coming from their client base...The 64% of banks serving corporates said they are getting a nudge from their enterprise clients, outpacing the over half that said the pressure is coming from the retail banking side of operations.

With the slew of new hires in Flagstar’s commercial banking business, executives said C&I loan balances should start increasing in the second quarter. By the time the bank is fully staffed, CFO Lee Smith said Flagstar expects to tally about $1.5 billion in outstanding loans on a quarterly basis.

Presentation by Apollo Chief Economist on the growing role of private credit and the outlook for corporate finance.

Europe is a crisis point, not the United States. The crisis point is that Europe has to come to terms with World War II. George Friedman discusses the growing crisis in Europe, America's process of necessary reinvention, and why central banks are stockpiling gold. He explains that the post–World War II global system, where the U.S. played the role of geopolitical and economic anchor, is now over.