As Donald Trump prepares to take office as the 47th United States president, here is an outline of the policy positions that we are expected to see across five key areas that will have significant implications for business. Trump has pledged to lower taxes, cut regulation and impose new tariffs on imported goods.

The impact of a Trump Administration could be significant....Banks stand to benefit in the short term but the longer-term outlook is more complex.

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Donald Trump has unambiguously positioned himself as a pro-business slasher of red tape. As he prepares to return to the White House for a second term, the financial sector is ready for a new era of more lax regulations and oversight — and the windfall that could come with it.

Bank failures have been a recurrent feature of the U.S. banking system over the past 160 years...Spikes in bank failures have characterized the major financial crises in U.S. history, from the Panic of 1893 to the Great Depression to the 2008 Global Financial Crisis.

Money20/20 spoke to Ed Maslaveckas, CEO of Bud, who shared some reliably bold insights on the transformative potential of AI in financial services....While acknowledging the hype, he points out how it can help and adds to the growing anticipation that the technology could really add a lot of value to the industry by 2030. We also hear about the emerging role of “agentic AI,” which goes beyond recommendations to perform actions on behalf of users and the potential for fintechs to outpace traditional banks by adopting these tools.

In an exclusive interview with FinTech Magazine at Money20/20, Greg Ulrich, Chief AI and Data Officer at Mastercard, outlined how the payments technology company is revolutionising its infrastructure to support next-generation AI capabilities.

President-elect Donald Trump has telegraphed big changes to the nation’s all-important AI strategy, many of which are expected to be implemented immediately after his inauguration in January.

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The bank wants to keep improving its AI skills in order to give consumers more individualized and effective services, increase operational efficiency, and keep its top spot in the financial industry.

The question of whether AI will replace finance jobs has become increasingly pressing as artificial intelligence continues to transform the financial sector. With global financial institutions projected to spend $4.9 billion on AI platforms by 2024, representing a 21.8% compound annual growth from 2019, the impact of AI in finance industry is undeniable. This comprehensive analysis explores the evolving relationship between AI and finance professionals.

In today’s fast-paced financial landscape, banks are facing mounting pressure to provide exceptional customer experiences amidst shrinking budgets. A recent study by Publicis Sapiens reveals that almost a third (32%) of banks’ budgets for customer experience transformation is now spent on AI, machine learning, and generative AI.

A second Trump Administration might mean deregulation and more permitted transactions for the banking industry. Many, but not all, agency priorities may also change significantly.

Elon and Vivek have provided an excellent outline of the DOGE plan to curtail regulation and reduce government cost & staffing. It is the most actionable plan I have seen in my lifetime, and even if only partially successful, will change the dialogue for years to come. I am hoping this will also impact bank regulation, and we see accelerated merger approvals, and have the opportunity next year to conform our policies, procedures and staffing to reduced regulatory burden!

Bank stocks surged the day after Donald J. Trump won election to a second presidential term, recording double-digit gains on a widespread view that financial regulation under the new administration will be more industry friendly than in the current one.

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The incoming Administration adds a new dimension to legal challenges by the financial services industry; Trump's deregulatory agenda appears poised to both add to and change future litigation.

Tariffs, deregulation and possible dollar depreciation heard in Washington.

Suspected fraudsters congregate anonymously on message boards and social media, figuring out which banks to target with altered checks

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