The Trump transition team has started to explore pathways to dramatically shrink, consolidate or even eliminate the top bank watchdogs in Washington.

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It is reasonable to expect shifts in business priorities, regulatory policies and legal frameworks when Trump is inaugurated on Jan. 20, 2025. While Trump's first term provides a likely playbook, it's important to keep in mind that this is a new administration with new key players and different priorities than eight years ago, as well as a Congress that seems more willing to support his policy objectives.

We all know about the country’s bloated national debt, the continuous erosion of the purchasing power of many Americans, and the many other well-chronicled economic challenges the country faces. But it is the threats we don’t see or hear about that often pose the most immediate and significant peril. Principal among these is the country’s antiquated and ineffective financial regulatory system.

DOGE’s focus on reversing a decades-long power grab by regulatory agencies that has strangled American businesses, shackled consumers, raised the costs of innovation, and imposed an intolerable bureaucratic burden on all Americans is welcome.

It’s helpful to think about these issues in terms of a ledger: One column for policies likely to have a positive impact, and one column for policies likely to have a negative impact. It’s important to note that the actual impact will depend on both the timing and scope of the policy. This is a complex and nuanced calculation; therefore, this is a rough estimate.

Inside Economics podcast team discusses the latest U.S. employment report. After several volatile months due to hurricanes and labor strikes, the job market found its footing in November, with payroll growth reported across most industries.

As this year draws to a close, AI's momentum continues to build as early adopters see tangible results from their investments. Four key trends will drive gen AI adoption for banking in 2025: intuitive search, AI agents, customer experience, and security.

Clear use cases for AI are emerging. The 2025 survey on AI in midsize U.S. companies provides new data on how company CFOs and PE leaders are using AI for payments, cashflow forecasting, and customer support, revealing their progress to date in putting these breakthrough technologies to use.

Artificial intelligence technologies are increasingly integral to the world we live in, and banks need to deploy these technologies at scale to remain relevant. Success requires a holistic transformation spanning multiple layers of the organization.

Banks are adopting generative AI, which promises earnings growth, improvements to decision-making, and better risk management. But it also comes with new risks, concerns, and costs that banks will have to manage.

Over the past 15 years, oil drillers have turned the Permian Basin into the most important oil basin in the world. Now they're tapping a new technology to keep the crude flowing for decades more: artificial intelligence.